Carrollton and Addison real estate and homes for sale in Texas - Judy Lundquist, REALTOR® Judy Lundquist REALTOR(r) for Carrollton and Addison, Texas real estate - NUMBER1EXPERT™ Judy Lundquist NUMBER1EXPERT(tm) for Carrollton and Addison, Texas real estate
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Judy Lundquist, REALTOR®, real estate agent and broker for Carrollton and Addison Texas home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

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What criteria determines the hottest real estate markets?

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Job/personal income growth; population/household growth; housing affordability/appreciation; and current inventory of homes for sale.
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Judy Lundquist, REALTOR®, real estate agent and broker for Carrollton and Addison Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Judy Lundquist
CENTURY 21, Judge Fite

2828 E. Trinity Mills Rd, #121
Carrollton, TX. 75006
972-978-0408
800-451-8056 x 356
Fax: 972-418-1822
Email: Judy@JudyLundquist.com

If you are planning to buy or sell a home...give me the opportunity to show you how my services will benefit you. I want to help you with what could possibly be the most important financial decision of your life. Whether it is buying or selling your home, relocating to a different town or even a different country, I will provide you with the right information to draw upon and assist you through every step. As one of America's NUMBER1EXPERTS™ in the North Dallas Suburban area, Judy is well equipped to guide you through all your real estate needs. Call or email me today!!!

CRSEqual HousingGRIMLSREALTOR


CENTURY 21, Judge Fite real estate and homes for sale in Carrollton and Addison Texas

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